The traditional home-buying process isn't always accessible. Sellers typically expect to be paid in full upfront, whether in cash or through a mortgage — a bar that's tough to clear for buyers who don't have:
A large down payment
Strong credit
Cash for upfront costs like inspections and appraisals
Funds to cover closing costs
At Mallard Home Buyers, we're committed to making homeownership more attainable. You don't need a large down payment, perfect credit, or mountains of paperwork. Because we work directly with buyers, there's no realtor commission built into the process.
Our process is designed to help you move into a home quickly, even if you have credit challenges or a smaller down payment. Many of our buyers move in within as little as 2 days.
Here's what won't stand in your way:
A large down payment
Strong credit
Required inspection or appraisal costs
Closing costs*
*In most cases — see your agreement for details.
If you're ready to start your journey to homeownership, getting pre-qualified is easy and completely free. Just complete the form on our site or give us a call, and we'll walk you through the next steps.
Choose Mallard Home Buyers for a straightforward path to homeownership. With low down payments, flexible credit requirements, and a simplified process, we make buying a home more accessible. We work directly with buyers, so there's no realtor commission built into the price, and all fees are clearly outlined in your agreement.
Efficiency – We're committed to a streamlined qualification process so you can move toward homeownership without unnecessary delays.
Integrity & Expertise – Our team provides clear guidance and support throughout your home-buying journey, and we operate with transparency and professionalism at every step. We also encourage buyers to consult independent professionals, such as an attorney, when reviewing their agreement.
Accessibility – We believe homeownership should be more accessible, regardless of financial background. Our clear, straightforward process is designed to simplify what can otherwise feel complicated.